Peace of Mind for Your Family

Affordable Final Expense Insurance — No Medical Exam Required

The average funeral costs $8,000–$12,000. Protect your family from that burden with coverage starting at $20/month.

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22,000+
Families Protected
$20/mo
Plans Starting At
Ages 50-85
Acceptance Range
✓ No Medical Exam✓ Rates Never Increase✓ Guaranteed Options✓ Benefits Paid in Days

Get Your Free Final Expense Quote

No medical exam. No credit card. No obligation.

About You

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By checking this box, I provide my express written consent for WEP Sales Consulting LLC dba LeadHouse and its network of licensed insurance agents to contact me regarding final expense insurance via autodialed calls, texts, emails, and direct mail, even if on a Do-Not-Call list. Consent not required to purchase. I agree to the Privacy Policy and Terms of Use.

How GracePlanQuote Works

Getting covered is simpler than you think. No doctors, no blood tests, no hassle.

1

Answer a Few Questions

Age, gender, health status, and desired coverage amount. Takes 60 seconds.

2

Compare Plans

We match you with carriers offering the best rates for your profile. No obligation to buy.

3

Lock In Your Rate

Choose a plan and your rate is locked for life. It never goes up, and your coverage never goes down.

The Real Cost of Not Being Prepared

Funeral expenses your family could face without coverage.

$3,500
Basic Services
Funeral home fees, staff, coordination
$2,500
Casket
Mid-range casket selection
$2,000
Cemetery
Plot, opening/closing, marker
$1,200
Embalming
Preparation and viewing

Total: $8,000 – $12,000+ — that's what your family faces without final expense coverage. Plans starting at $20/month prevent this.

Why Families Choose GracePlanQuote

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Spare Your Family the Burden

Benefits are paid directly to your beneficiary within days — not weeks. They can use the money for funeral costs, bills, or anything they need.

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No Medical Exam Required

Most plans accept ages 50-85 with no doctor visits, no blood tests, and no health questions. Guaranteed acceptance options available.

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Rates Locked for Life

Your premium is set the day you enroll and never increases. Your coverage never decreases. It's guaranteed in writing.

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Simple Whole Life Policy

Final expense is permanent coverage — it doesn't expire as long as you pay premiums. It also builds cash value over time.

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Free to Compare

Our service is completely free. Insurance carriers pay us — you never pay a fee to compare quotes through GracePlanQuote.

What Families Say

★★★★★

"After my husband passed, I realized how important this is. Got my own policy through GracePlanQuote for $34/month. My kids won't have to worry."

Margaret H.
Age 72 · Kansas City, MO
★★★★★

"I have diabetes and thought I couldn't get coverage. The agent found me a guaranteed acceptance plan. No health questions at all."

Charles D.
Age 66 · Memphis, TN
★★★★★

"Simple process, kind agent, no pressure. Compared three plans and picked the one that fit. Peace of mind for $28/month."

Betty L.
Age 70 · Tulsa, OK

Frequently Asked Questions

What is final expense insurance?
Final expense insurance (also called burial insurance) is a small whole life insurance policy designed to cover end-of-life costs — funeral, burial, outstanding medical bills, and other expenses. Coverage typically ranges from $5,000 to $25,000.
Do I need a medical exam?
Most final expense plans require no medical exam. Simplified issue plans ask a few health questions but no exam. Guaranteed acceptance plans have no health questions at all — everyone ages 50-85 is accepted.
What's the difference between simplified and guaranteed issue?
Simplified issue plans ask a few health questions and offer immediate full coverage at lower rates. Guaranteed acceptance plans accept everyone but typically have a 2-year waiting period for natural death and higher premiums. Try simplified issue first — if declined, guaranteed is your backup.
Can my rate go up?
No. Final expense premiums are locked in at the time of purchase and guaranteed never to increase for the life of the policy.
How fast are benefits paid?
Most carriers pay the death benefit within 2-7 business days of receiving the claim. Your beneficiary receives the full amount tax-free.
Is GracePlanQuote an insurance company?
No. GracePlanQuote is a free comparison service operated by WEP Sales Consulting LLC dba LeadHouse. We connect consumers with licensed insurance agents and carriers.

Give Your Family Peace of Mind

Compare final expense plans in 2 minutes. No exam, no obligation, no pressure.

Get My Free Quote →
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Your Request Has Been Received

A licensed insurance specialist will reach out to discuss your options. There is never any obligation or pressure.